Urban Co-operative Bank (UCB) refers to the
primary co-operative banks which were set up to meet the banking and credit
requirements of urban and semi urban people and to protect them from
exploitation. One of the vital problems which vitiate cooperative banking is
inability of the borrower to repay their contractual obligations of interest
and principal, leading to Non-Performing Assets (NPA). The presence of NPA has
had an adverse impact on the productivity and efficiency of UCB. Therefore an
attempt has been made through this paper to study management of NPA by the UCBs
especially in the district of Hooghly in the state of West Bengal.
By Anupam
Mitra
Key Words: Urban Co-operative Bank, NPA.
(Full article is published in Voice of Research-An International Journal)
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