Wednesday 27 June 2012

NPA MANAGEMENT OF URBAN CO-OPERATIVE BANKS - A STUDY IN HOOGHLY DISTRICT OF WEST BENGAL


Urban Co-operative Bank (UCB) refers to the primary co-operative banks which were set up to meet the banking and credit requirements of urban and semi urban people and to protect them from exploitation. One of the vital problems which vitiate cooperative banking is inability of the borrower to repay their contractual obligations of interest and principal, leading to Non-Performing Assets (NPA). The presence of NPA has had an adverse impact on the productivity and efficiency of UCB. Therefore an attempt has been made through this paper to study management of NPA by the UCBs especially in the district of Hooghly in the state of West Bengal.
By Anupam Mitra
Key Words: Urban Co-operative Bank, NPA.
(Full article is published in Voice of Research-An International Journal)

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